The Best Time to Buy Life Insurance (Hint: It’s Earlier Than You Think)

The Clock Is Ticking—But You Have More Control Than You Think Life is full of unpredictable twists and turns. One day, you’re celebrating milestones, and the next, you’re reminded how fragile life can be. The truth about life insurance? It’s not just for those who are aging or have dependents—it’s a financial tool best acquired […]
What Happens If You Outlive Your Term Life Insurance?

Term life insurance is a great way to provide financial protection for your loved ones, but what happens if you reach the end of your policy and are still alive and well? Unlike permanent life insurance, term policies don’t accumulate cash value, so once the term expires, coverage ends. However, you still have options. Let’s […]
Term vs. Whole Life Insurance: Which One is Right for You?

When considering life insurance, one of the most significant decisions you’ll make is choosing between term life and whole life insurance. Both options provide financial protection for your loved ones, but they serve different purposes and offer distinct benefits. At Hodges Insurance Agency, we’re here to guide you through the decision-making process, ensuring you select […]