Bridging the Gap: Health Insurance for Lynchburg Retirees Before Medicare Kicks In
You’ve punched your last timecard, said goodbye to the 9-to-5, and now you’re ready to enjoy retirement in Lynchburg—maybe sipping coffee at The White Hart or hiking the Blue Ridge trails. But here’s the catch: you’re not 65 yet, and Medicare’s still a few years off. At Hodges Insurance Agency, we see this all the […]
New Baby, New Priorities: Why Life Insurance Matters for Lynchburg Parents
So, you’ve just welcomed a little one into your Lynchburg home—congrats! Between the late-night feedings and figuring out how to install that car seat (seriously, who designs those things?), life feels like a whirlwind. At Hodges Insurance Agency, we get it—parenthood flips the script. And while you’re busy picking out onesies or strolling along the […]
Busting the Life Insurance Bubble: Myths You’ve Probably Heard (and Why They’re Wrong)
Let’s face it—life insurance isn’t exactly the hottest topic at Lynchburg dinner tables. Maybe it’s because folks think it’s complicated, or maybe it’s because a few pesky myths have taken root in our community. At Hodges Insurance Agency, we’re here to set the record straight. Grab a cup of coffee, and let’s unravel some of […]
The Best Time to Buy Life Insurance (Hint: It’s Earlier Than You Think)
The Clock Is Ticking—But You Have More Control Than You Think Life is full of unpredictable twists and turns. One day, you’re celebrating milestones, and the next, you’re reminded how fragile life can be. The truth about life insurance? It’s not just for those who are aging or have dependents—it’s a financial tool best acquired […]
What Happens If You Outlive Your Term Life Insurance?
Term life insurance is a great way to provide financial protection for your loved ones, but what happens if you reach the end of your policy and are still alive and well? Unlike permanent life insurance, term policies don’t accumulate cash value, so once the term expires, coverage ends. However, you still have options. Let’s […]
Term vs. Whole Life Insurance: Which One is Right for You?
When considering life insurance, one of the most significant decisions you’ll make is choosing between term life and whole life insurance. Both options provide financial protection for your loved ones, but they serve different purposes and offer distinct benefits. At Hodges Insurance Agency, we’re here to guide you through the decision-making process, ensuring you select […]
